Miami-Based · Global Reach · Credit Processing · Advisory
Arias Capital Partners processes traditional and high-risk credit for businesses other firms turn away — and helps you keep more of what you earn with practical finance advisory and white-label programs that bring customers back. Straight answers, fast decisions, no runaround. And with global reach, we place your processing wherever you do business — at home or across borders.
One firm, four capabilities — built for owners who have been told “no” somewhere else.
Full merchant processing for established, lower-risk businesses: transparent interchange-plus pricing, next-day funding, and integrations with the terminals, gateways, and POS systems you already run.
Retail · E-commerce · Professional servicesMerchant accounts for the industries mainstream processors decline — underwritten by people who ask the right questions instead of closing the door. Chargeback management and stable banking relationships included.
CBD · Nutraceuticals · Casinos · Adult Entertainment & morePlain-spoken finance help with one focus: your bottom line. We cut payment costs, sharpen pricing, and show you where margin leaks — practical advice from people who read processing statements for a living, not a deck that sits in a drawer.
Bottom line · Growth · RetentionA value-add suite growing businesses can put their own name on — branded gift cards, loyalty rewards, and stored-value tools running on our processing rails. Your brand in your customers’ wallets, quietly powered by us.
Gift · Loyalty · Stored valueWe don’t just open an account. Every layer is set up, connected, and kept healthy after approval — so payments go through, fraud stays out, and disputes get stopped early.
Two promises govern everything we underwrite, process, and negotiate.
Our Word
This firm exists because of years spent across the table from bad actors — processors who hid behind opaque pricing, advisors who said one thing and did another, and none of them who followed through once the signature dried. We built the partner we never had: every number on the table, every term honored, every commitment kept long after the ink — in the accounts we run and the counsel we give, alike. Our word isn't a pitch. It's the product.
Our Pace
In credit, time is money left on the table. We built the process around a single clock — documents in, decision out — so you are never left wondering where your file sits.
Four steps. No black box — you can watch every one of them from your portal.
Submit the online merchant application. Five minutes, no cost, no obligation.
A real underwriter reviews your file — processing history, chargebacks, banking — and comes back with questions, not assumptions.
Terms, pricing, and structure presented in writing, with the reasoning behind them. Typically within 72 hours (three business days).
Merchant account boarded, gateway connected, or your advisory or white-label program launched — with your team walked through every step.
Client Portal
Log in any time to see exactly where your file stands — no calling for status, no waiting for a callback.
Enter the credentials issued with your application.
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Talk To Us
Call during office hours and you will reach someone who can actually speak to your file — no phone tree, no scripted first line. Prefer to write? Send a message and we answer within one business day.
Straight answers, in English and Spanish — the same ones we give on the phone.
A merchant account for businesses mainstream processors decline, restrict, or drop — CBD and hemp, gaming, telemedicine, debt consolidation, travel, and dozens more. We match your business to acquiring banks whose underwriting understands your industry, at home or across borders.
40+ and counting: CBD & hemp, nutraceuticals & supplements, gaming, telemedicine, debt consolidation & credit repair, travel, multi-level marketing, e-commerce, professional services — plus the traditional verticals every processor welcomes.
Decisions on standard files within 72 hours (three business days). Complex or international profiles can take longer — and we tell you that up front, not after the fact.
No — and be careful with anyone who does. Every application is subject to underwriting. If we can’t help you well, we say so honestly and explain why.
Yes. Acquiring banks across multiple regions, multi-currency settlement, and redundant banking relationships — a single bank’s policy change never stops your business.
Sí — full bilingual service: this website, the application, the client portal, and your support team work in English and Spanish.